Kakao Bank is not yet, but it will be released as a new product in the fourth quarter, and among Internet banks, Toss Bank and K-Bank have lower interest rates and much higher loan limits than ordinary commercial banks. Even in the case of Toss Bank, individual businesses who subscribe to the yellow umbrella deduction will receive preferential treatment of 0.5 percentage points, so please find out more if you need it. I’m also thinking about using the yellow umbrella deduction for Toss Bank president’s loan service and Toss Bank president’s negative bank account service.Did you know that self-employed private businesses can borrow from Internet banks at an annual interest rate of 3% and create negative bank accounts? Today, an article appears in the Maeil Business Newspaper and we are sharing the related information.Comparison of Interest Rates for Private Businesses’ Internet Bank LoansCompared to the commercial bank’s loan limit of 20 million won, Toss Bank can borrow up to 100 million won, so the conditions seem quite good. In addition, please note that the maximum limit is 50 million won for Toss Bank’s negative bank account. K-Bank launched ‘K-Bank President’s Loan’, a guarantee loan product, in partnership with the Korea Credit Guarantee Foundation on the 17th. The target is a person who can issue a guarantee certificate from the Korea Credit Guarantee Foundation among private businesses running an actual business. Even if you have an existing Credit Guarantee Foundation loan, you can receive a duplicate loan. If the loan review passes, anyone, regardless of their credit rating, will receive the same interest rate of 3.42% per year. The loan limit is 30 million won, and the loan period is 5 years, which is longer than that of commercial banks, which are usually 1 to 3 years. The prepayment fee is also free. K-Bank is also holding a promotion to commemorate the launch of the CEO’s loan. Reporter Seo Jeong-won of Maeil Business Newspapernattanan 23, 출처 PixabayBut reckless and non-scale loans can be poisonous, right? I hope you use your leverage to overcome the crisis and take a foothold to success.Compared to commercial banks, Internet banks such as K-Bank and Toss Bank can lend on better terms because they can trade online without stores and bankers, so sales and management costs are not included. Some explain that it is thanks to an excellent credit rating model, but I think it is a very desirable phenomenon for our consumers to enjoy cheap benefits.Toss Bank minus bank accountLeonhard_Lowerwimmer, 출 […]] pix PixabaySelf-employed bosses who need loans…They’re going to do it in 3% rangeThis is the end of today’s posting with the title “Comparison of interest rates of K-Bank Internet Bank with Toss Bank minus bank account president”. Thank you.
